Calling you an idiot would be an...
- Calling you ugly would be an insult to the ugly people.
- Insult: If you’re dating an idiot, you have found your perfect match.
- You are literally too stupid to insult!
- Sorry! I can’t think of an insult stupid enough for you! I’ll get back to...
- I can’t insult you. Why? Cause it’s rude to insult the mentally challenged.