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Quotes about Credit Cards – Being Smart about Money

“Credit card interest payments are the dumbest money of all.”
-Hill Harper

There’s nothing dumber then running up a credit card, then just sitting on it and paying interest til the end of time… In terms of business, credit cards are kind of like Net30 where you pay it off after 30 days. Except in this case if you don’t pay it by the statement date, then you end up paying interest on the balance which is the dumbest thing you can ever do with your money, because basically you are paying into nothing, you aren’t getting anything out of it. There are even stupider things people do though such as “buying” a car on lease, and end up not owning the car in the end, whats the point in it? Stupid financial decisions. From this quote alone you should take Hill Harper’s advice.

“A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.”
-Suze Orman

Suze Orman is like some financial talk show host on TV. She brings up a good point, there should be no reason why you should ever take a cash advance from a credit card. Cash advances are subject to a higher interest rate and sometimes additional fees. But these days credit cards are accepted nearly everywhere around the world, there should be no reason to take out cash from it. Just use the card itself.

“I have actually been very fortunate to be able to make films on my own credit card without having huge funders behind me dictating how the story should be told.”
-Jehane Noujaim

This concept is based on the idea of Venture Capitalist putting their money into someone else’s idea. Because they are putting their money into it, they often change the idea quite a bit, until its not really what the creators at initially envisioned. In Jehane Noujaim’s quote, she is doing a thing where she funds the idea herself on a credit card which is sometimes done in business as well, very similar to making a movie. Two guys who started Google did this very thing.


“Basically, our goal is to organize the world’s information and to make it universally accessible and useful.”
-Larry Page

“To me, this is about preserving history and making it available to everyone”
-Sergey Brin

They created a search engine Google, and after a while of it getting a significant about of traffic, they were confident enough to purchase 1 terabye of storage at around $15,000 at the time. From there, it certainly paid off..

Charles Bukowski Factotum Quote Explained and Elaborated

How in the hell could a man enjoy being awakened at 6:30 a.m. by an alarm clock, leap out of bed, dress, force-feed, shit, piss, brush teeth and hair, and fight traffic to get to a place where essentially you made lots of money for somebody else and were asked to be grateful for the opportunity to do so?
Charles Bukowski quote
Many people have a job or have some family members which have a job to support themselves. And if you are not working and living off of the government then you’re a bloody loser than. Sometimes though the job prevents you from living your life the way you please.

  • You can’t take too many days off.
  • You can’t get sick at times.
  • You can’t leave work early to go hang out with friends.

If you try to demand any of those privileges from your work, then you are questioned on your appreciation for that job. The fact is though, you don’t really have to appreciate that job if you don’t want to for the long term. With the advancements of the internet, you have the opportunity to work at home full time. Though its not easy right away, you can build an at home internet business such as starting a Youtube channel on your free time before or after work.

Bill Gates Quote Meaning: “If you are born Poor its not your mistake, but if you die poor its your mistake”

Bill Gates is one of the most awesome characters ever. For the longest time he was the richest man in the world, and even now he’s still filthy rich. The most awesome thing about Bill Gates though is that he’s a philanthropist with his money helping those in need and doing awesome things… Its no wonder why this Microsoft Founder is so inspirational and many inspirational quotes are taken from him.

See below for 15 Inspiring Bill Gates Quotes:

So what does that mean if you are born poor its not your mistake? Really its not up to you which family you are born into. You could be born into a royal family and never work a day in your life, or you could be born into poverty. Either which way, it can never stop a truly motivated person in living their dream in being something successful. However, if you die poor it can be your mistake as it means that you may have not had the motivation to build your wealth despite having little or nothing. Agree? Disagree? Comment below and tell us what you think the meaning behind this quote is.

George Herbert Quote Explained: He that is not handsome at 20, nor strong at 30, nor rich at 40, nor wise at 50, will never be handsome, strong, rich or wise.

This is one of the greatest quotes by George Herbert, and related to Age and Aging. Have you ever talked to someone, or noticed someone, and realized, that person needs to change their ways? Not to say that its impossible, but its highly likely that if you don’t change your ways as early as possible, its likely you will never change for the good, ever! This is due to the aging process.
George Herbert Quote

Handsome At 20

Soon after 20, the body begins to age.. you lose the elasticity in your skin, wrinkles eventually kick in. You won’t look as cute as you did in your teen age years or older. However, too soon before twenty, and its unlikely you will be super cute if you have acne, etc. Its best to take care of your health at an early age to prevent aging as much as possible.

Strong at 30

Building strength and working out, is not an easy task and is more difficult in your later years. Human Growth Hormone assists in muscle gains, The human body slows its production in HGH after a certain age, you won’t get stronger, or taller, your growth slows down. If you are planning to be an MMA fighter after 30, or a labor worker after 30, good luck on that.

Rich at 40

How rich you are doesn’t depend upon what kind of family you were born into whether you are born into a rich family, or born into a poor family, doesn’t matter. Rather it is more dependent upon your ambition and your work ethic. Bill gates once said, “If you are born Poor its not your mistake, but if you die poor its your mistake” It can never stop a person motivated to reach their endeavors. Over time, as the human body ages, the motivation for one to do more, starts to slow down. But in the years prior, motivation increases, many of the richest entrepreneurs reach their prime year at 35 before they make something really happen, just a little bit before 30.

Wise at 50

My favorite judge on television Judge Judy once said a quote which is now famous: “Beauty fades, dumb is forever.”

She explains that society is blinded into thinking that the world is male-dominated that the guy has to go out and hunt and become a breadwinner, while the girl doesn’t have to do anything, she just has to be beautiful. This quote was more directed towards some of the blonde bimbos that come on her television show that plaintiffs are doing lawsuits against. The plaintiffs keep trusting some beautiful human being whether its giving out loans, or any small little thing, but they do it over and over and over again, despite repeated failures… They may be great looking, but consistently they may fail and not care…. See this video in which Judge Judy explains a little bit better.

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